Financial Counseling

Pre-purchase Homebuyer Counseling

Pre-purchase First-Time Homebuyer Financial Counseling: FREE

Are you starting to think about purchasing a home, but don’t know how it will fit in your financial plan?   Our pre-purchase homebuyer counseling can help you understand the process and develop your action plan for homeownership.   Your counselor will tailor the conversation to your individual budget and help create a realistic plan to prepare you for the future costs associated with homeownership.   This session solely focuses on the credit and financial aspects of homeownership.

Counseling for First Time Homebuyer Education Certificate: $75.00 Fee, Certificate Awarded

The Homebuyer Education One-on-One Counseling Session is specifically for individuals who are participating in a homebuying or lending program that requires a homebuying education certificate.  

This intensive one-on-one counseling session covers the process of working with real estate professionals, closing costs, credit terms, mortgagees, home inspections, and maintenance costs.   If the client is required to take the course, but is not closing within the next 30 days, we recommend OnTrack WNC’s comprehensive homebuyer education class.   Click here to learn more about our homebuyer education class.

Call our office at 255-5166 or 1-800-737-5485 to schedule an in-person appointment with one of our certified financial counselors or sign up for an education class.

"When I first thought about purchasing a home, I realized that my credit wasn't strong enough. OnTrack WNC helped me improve my credit and taught me budgeting skills. One year later, I moved into my own home."

- Harry Peck,
OnTrack WNC Appreciative Participant, and Proud Homeowner

United Way NFCC Council on Accreditation