Get Your 3 FICO Scores & Reports

We can provide a single credit report and FICO score* for $15 or all three for only $30!

OnTrack WNC can pull your Credit Reports & FICO Scores - Whether you are buying a home, renting an apartment, or applying for a loan, credit matters. We offer all three credit reports and FICO scores for prices that are hard to beat.

Why does FICO matter? 90% of lenders use FICO scores to determine your credit worthiness and loan interest rate.

  • Three reports and three FICO scores: $30.00
  • One report and FICO score: $15.00

Credit Reports and Scores can be pulled any time at our office, Monday - Friday from 9:00 am - 4:30 pm. Bring a photo ID.

If it’s not convenient to stop by our Asheville office or if you would like to review your credit report with a certified financial counselor, call 255-5166 or 1-800-737-5485 to schedule an in-person appointment in Asheville or at one of our satellite locations.

How to Pull a Free Credit Report

Credit Awareness Day – Exclusive Sponsor: Asheville Savings Bank

Asheville Savings Bank

OnTrack WNC provides free credit reports at our Asheville office once a month. A certified credit counselor will pull one of your credit reports and score for free. View our Education Schedule to see upcoming NAACP Credit Awareness Days. - All consumers are entitled to one FREE credit report annually from each of the national consumer reporting agencies . You can visit to print your reports or call 1.877.322.8228 and your report(s) will be mailed to you. Credit scores may be added to the free reports for a fee though these may not be FICO scores.

Call 255-5166 to get started

"While reviewing my credit with OnTrack WNC, I discovered I had a low credit score and knew I had to take action.  Now, I have paid more than half of my total debt and will soon have good credit again."

- Juan Suaste, (photographed with his wife Maribel and daughters Samantha and Stephanie) Financial Counseling Clients

United Way NFCC Council on Accreditation